Wealth Management Philosophy
Traditional financial planning involves the development of an exhaustive and expensive financial plan at the beginning of the client relationship – a plan that often sits on your shelf without receiving adequate review or updating to accommodate the complexities and realities of managing your wealth over time.
We see the role and requirements of financial planning quite differently. While we believe that financial planning requires an understanding of the complete picture of your goals, concerns and unique circumstances, we also believe that it should be a continuous, proactive and dynamic process that occurs when – and as often – as it is needed. This is why we do not generate “financial plans,” per se. Instead, we use an approach to financial planning that provides timely and in-depth analysis, as well as focused recommendations, at the key milestones and decision points in your life. Our analysis and recommendations come to you in memorandum form that is easy to understand. Our clients find this approach much more useful than a meaningless 60-page “financial plan.”
Our wealth management philosophy is delivered to you by the same professionals who oversee the design and implementation of your investment portfolio. This helps ensure that your wealth management team sees the complete picture of your financial life, that your important financial and investment decisions are made in a timely manner, and that those decisions are in alignment with your key objectives.
